# Rowancroft Lending > Rowancroft Lending is a small-business funding broker at 2610 13th St, Gulfport, MS 39501 (phone (228) 261-9974). It helps businesses in Gulfport, MS; Long Beach, MS; Biloxi, MS and across Harrison County, Mississippi, explore equipment loans and leases, business term loans, working capital loans, business lines of credit, inventory financing, and merchant cash advances. Rowancroft Lending receives business funding requests and refers them to funding partners; every partner judges a request itself and alone decides whether to offer funding and at what amount, price and terms. Rowancroft Lending is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Rowancroft Lending does not arrange personal, payday, auto title or mortgage loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 2610 13th St, Gulfport, MS 39501, United States - Phone: (228) 261-9974 - Apply: https://rowancroftlending.com/apply/ - Places: Gulfport, MS; Long Beach, MS; Biloxi, MS and all of Harrison County, Mississippi - Language: English ## Funding options - [Types of Business Loans for Gulfport, MS Law Firms and Therapy Offices](https://rowancroftlending.com/business-loans/): This page compares the six funding types Rowancroft Lending can refer from Gulfport, Mississippi, by what each pays for, how the money goes back and which Harrison County trades it suits. - [Working Capital Loans in Gulfport, MS for Law Firms and Therapy Offices Covering Payroll](https://rowancroftlending.com/business-loans/working-capital/): A working capital loan bridges the time between paying staff and suppliers and being paid by clients or insurers. This page shows what Gulfport, Mississippi offices and builders use it for, how it is repaid and what a partner reviews. - [Business Term Loans in Gulfport, MS for Law Firms, Therapy Offices and Business Buyers](https://rowancroftlending.com/business-loans/term-loans/): A law firm, therapy office or buyer in Gulfport, Mississippi uses a term loan for one large cost with a long life. This page covers acquisitions, terms, a payment example and when a credit line fits better. - [Business Lines of Credit in Gulfport, MS for Accounting Firms, Physicians and Dental Practices](https://rowancroftlending.com/business-loans/line-of-credit/): A line of credit is for gaps that come back. This page explains how a Gulfport, Mississippi firm or shop draws on one, what it costs, how the draw period works and what a partner reviews. - [Inventory Financing in Gulfport, MS for Auto Shops and Builders: Parts, Materials and Supplier Orders](https://rowancroftlending.com/business-loans/inventory-financing/): Inventory financing is money for goods bought ahead of use. This page works examples for a Gulfport, Mississippi dental office and builder, explains how the goods secure it, and compares it with purchase order financing. - [Equipment Financing in Gulfport, MS: Dental Imaging, Shop Lifts and Skid Steers](https://rowancroftlending.com/equipment-financing/): Equipment financing is the funding type Rowancroft Lending features in Gulfport, Mississippi. This page compares loans and leases, works payment examples for dental, repair-shop and contractor equipment, and explains how a partner looks at the item. - [Merchant Cash Advances in Gulfport, MS for Auto Shops and Clinics With Card Sales](https://rowancroftlending.com/merchant-cash-advance/): Here the business sells a slice of future card sales rather than taking a loan. For a Gulfport, Mississippi owner, the factor and daily holdback can be compared in dollars with a revolving line. This page works through both collection patterns and their costs. ## Industries - [Medical Practice Loans in Gulfport, MS: Point-of-Care Labs, Imaging and Insurance Lag](https://rowancroftlending.com/industries/medical-practices/): A Gulfport, Mississippi physician office finances equipment, ownership changes and claim gaps in different ways; this page walks through each one with Harrison County Census figures for offices of physicians. - [Dental Office Loans in Gulfport, MS: Panoramic X-ray, Sterilization Centers and Buy-Ins](https://rowancroftlending.com/industries/dental-practices/): Imaging, chairs, a second office and an ownership change are four different dental financing jobs; this Rowancroft page for Gulfport, Mississippi covers each with Harrison County figures for offices of dentists. - [Gulfport, MS Financing for Contractors: Excavator Attachments, Dump Trailers and Fuel Costs](https://rowancroftlending.com/industries/construction/): Builders and specialty contractors in Gulfport, Mississippi finance machines and job-cost gaps in different ways; this page covers both with Harrison County construction counts and permit figures. - [Auto Repair Shop Loans in Gulfport, MS: Frame Machines, Welders and Body Work](https://rowancroftlending.com/industries/auto-repair/): A Gulfport, Mississippi repair, body or tire shop finances bays, machines and receivables differently; this page covers each with Harrison County counts for automotive repair and maintenance. - [Daycare Center Financing in Gulfport, MS: Infant Rooms, Kitchens and Enrollment Swings](https://rowancroftlending.com/industries/daycare-centers/): A Gulfport, Mississippi child care center finances rooms, vans and staffing in different ways; this Rowancroft page covers each with Harrison County child day care counts. - [Gulfport, MS Landscaping Equipment Financing: Irrigation Trenchers, Trailers and Crew Wages](https://rowancroftlending.com/industries/landscaping/): Landscapers in Gulfport, Mississippi buy mowers and trucks before the contracts that use them pay; this page sets out how each is financed, with Harrison County landscaping counts. - [Manufacturing Equipment Financing in Gulfport, MS: Metal Fabrication Gear, Welders and Cranes](https://rowancroftlending.com/industries/manufacturing/): Plants and machine shops in Gulfport, Mississippi finance machines, expansions and materials in different ways; this page covers each with Harrison County manufacturing counts. - [Business Loans for Real Estate Agents in Gulfport, MS: Listing Marketing, Signs and Commission Gaps](https://rowancroftlending.com/industries/real-estate-agents/): A Gulfport, Mississippi real estate office earns at closing and spends before it; this page covers the funding that bridges the two, with Harrison County counts for offices of real estate agents. - [Accounting Firm Loans in Gulfport, MS for CPA, Consulting and Engineering Firms: Growth and Contract Gaps](https://rowancroftlending.com/industries/accounting-firms/): CPA, bookkeeping and engineering firms in Gulfport, Mississippi sell time and carry receivables; this page covers how they finance growth, buyouts and gaps, with Harrison County counts for both codes. - [Gulfport, MS Law Firm Loans: Case Costs, Staff and Office Space](https://rowancroftlending.com/industries/law-firms/): A Gulfport, Mississippi law firm pays for cases and staff long before fees and settlements come in; this page covers the funding that bridges that gap, with Harrison County legal services counts. - [Chiropractic Practice Loans in Gulfport, MS: Therapy Equipment and Practice Purchases](https://rowancroftlending.com/industries/chiropractic-and-therapy-practices/): Chiropractors, therapists and optometrists share one Census code and similar financing needs; this Gulfport, Mississippi page covers their identifiable equipment, movable furnishings and purchases with Harrison County figures; fixed room work is excluded. - [Business Loans by Industry for Gulfport, MS: From Law Firms to Therapy Offices](https://rowancroftlending.com/industries/): This Rowancroft Lending hub in Gulfport, Mississippi groups trades by how they use funding and gives Harrison County Census counts for each, from health offices to contractors. ## Tools and calculators - [Gulfport, MS Small Business Guides for Accounting Firms and Physician Offices](https://rowancroftlending.com/resources/): Rowancroft Lending's preparation notes for Gulfport, Mississippi owners and a calculator for equipment loan payments. - [Business Equipment Loan Repayment Calculator for Gulfport, MS Practices and Shops](https://rowancroftlending.com/resources/business-equipment-loan-repayment-calculator/): A repayment calculator for equipment loans, with worked examples for Gulfport, Mississippi offices and shops. Funding partners set actual rates and terms. ## Communities near Gulfport, MS - [Business Loans in Gulfport, MS: Harrison County, MS Business Data for Law Firms and Therapy Offices](https://rowancroftlending.com/gulfport-ms/): This Rowancroft Lending page puts Gulfport, Mississippi business funding next to Census counts for Harrison County and ZIP 39501, with notes on licenses and commercial property a funding partner may ask about. - [Business Loans in Long Beach, MS for Home Builders, Repair Shops and Dental Offices](https://rowancroftlending.com/service-areas/long-beach-ms/): Long Beach, Mississippi sits in Harrison County. This page sets ZIP 39560 Census counts beside the license, lease and purchase records a funding partner can ask a Long Beach business for. - [Biloxi, MS Business Loans for Repair Shops, Home Builders and Physician Offices](https://rowancroftlending.com/service-areas/biloxi-ms/): Biloxi, Mississippi is a Harrison County city. This page pairs ZIP 39532 Census counts with the license, purchase and lease records a funding partner may ask a Biloxi business to show. - [Business Loans for Communities Around Gulfport, MS, From Law Firms to Therapy Offices](https://rowancroftlending.com/service-areas/): Communities near Gulfport, Mississippi in Harrison County, with links to the Long Beach and Biloxi pages and lease notes for therapy, dental and accounting offices. ## Company - [Small Business Loans for Gulfport, MS Law Firms, Therapy Offices and Auto Repair Shops](https://rowancroftlending.com/): Rowancroft Lending works from Gulfport, Mississippi. An owner describes the purchase or the cash gap, Rowancroft matches it to one or two funding types, and a funding partner reviews the request and makes every decision on it. - [How Getting a Business Loan Works for Gulfport, MS Accounting Firms and Dental Offices](https://rowancroftlending.com/how-it-works/): This page walks a Gulfport, Mississippi practice or firm through a Rowancroft request, from the first call to a partner's answer, and lists the records a partner may ask for along the way. - [Business Loan Questions and Answers for Gulfport, MS Law Firms and Therapy Offices](https://rowancroftlending.com/faq/): Common questions a Gulfport, Mississippi practice or firm can raise before a funding request, answered plainly. Tax and legal questions belong with your own advisers. - [About Rowancroft Lending: Business Loans for Gulfport, MS Therapy Offices](https://rowancroftlending.com/about/): Rowancroft Lending, based in Gulfport, Mississippi, refers business funding requests to funding partners. It does not set approval, rates or terms. - [Talk With Rowancroft Lending About Financing a Gulfport, MS Law Firm or Therapy Practice](https://rowancroftlending.com/contact/): Phone, request form and office address for Rowancroft Lending, 2610 13th St, Gulfport, MS 39501. - [Business Loan Application for Gulfport, MS Accounting, Medical and Dental Practices](https://rowancroftlending.com/apply/): The form opens a request with Rowancroft Lending in Gulfport, Mississippi; funding partners review it and decide. - [Disclosures for Rowancroft Lending, Gulfport, MS](https://rowancroftlending.com/disclosures/): How Rowancroft Lending and its funding partners divide the work on a request. ## Optional - [Full text of every page](https://rowancroftlending.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://rowancroftlending.com/sitemap.xml)