Long Beach, Mississippi sits in Harrison County. This page sets ZIP 39560 Census counts beside the license, lease and purchase records a funding partner can ask a Long Beach business for.
At a glance
- ZIP 39560 employer establishments
ZIP 39560: 295 employer establishments with 2,639 paid employees (ZBP 2023)
- Self-employed residents, Long Beach, MS
Long Beach, MS: 12.5% of employed residents self-employed (ACS 2020-2024)
Long Beach, MS business license: records a lender may ask a home builder for
A home builder based in Long Beach, MS that asks for equipment financing or a credit line should expect a partner to check that the business is licensed where it operates. Useful records: the current city business license, the state contractor license if the work requires one, proof of insurance, and the most recent renewal receipt.
ZBP 2023 assigns 36 construction employer establishments to ZIP 39560; 63.9% of them sit in the under-five-employee class. Long Beach lies wholly inside that ZIP, but the city covers only about half of the ZIP's land (50.5%), so the counts take in places outside the city as well.
Business for sale Long Beach, MS: a checklist for auto repair shops
Buying an existing auto repair shop in Long Beach, MS can be financed with a term loan, sometimes with the seller carrying part of the price. Before asking for funding, a buyer can gather:
- Three years of the shop's tax returns and profit and loss statements.
- An equipment list with the age of each lift, compressor and scan tool.
- The building lease; a building sold with the shop is financed by a real estate lender, which Rowancroft does not arrange.
- Customer and fleet account history, if the price depends on it.
- The letter of intent setting the price and what it includes.
A partner values the shop on its earnings and its equipment. The term loans page covers acquisition financing in more detail.
Opening a dental office in Long Beach, MS: license and lease records in one file
A dentist opening or moving an office in Long Beach, MS can confirm the applicable city and state licenses with the relevant authorities, then review the lease and movable equipment with a partner; fixed build-out work is excluded. A partner can compare the lease with the equipment's useful life.
Health care and social assistance accounted for 23 of the 295 employer establishments in ZIP 39560 in 2023 (ZIP Code Business Patterns, NAICS 62), a sector that includes dental offices along with physician offices, therapy practices and child care.
How to lease commercial property in Long Beach, MS for a dental office
Leasing commercial space for a dental office in Long Beach, MS takes more than a standard retail lease. Before signing, the office can confirm:
- Plumbing and electrical capacity for chairs, compressors and imaging.
- Whether the landlord allows the build-out and who owns improvements at the end.
- Lease length and renewal options to compare with the movable-equipment term; fixed build-out work is excluded.
- Signage, parking and accessibility for patients.
- Who pays taxes, insurance and common-area costs.
A partner reviewing movable equipment can ask for a signed lease during its own review; fixed build-out work is excluded, so the office can have its lawyer review a draft before signing.
Every sector in the ZIP 39560 count for Long Beach, MS, 2023
The table lists every sector the 2023 ZIP Code Business Patterns file shows for ZIP 39560. Self-employment adds context: 12.5% of employed Long Beach, MS residents worked for themselves (American Community Survey 2020-2024, margin of error 3.2 points).
| Sector | Establishments |
|---|---|
| Retail trade | 53 |
| Accommodation and food services | 48 |
| Construction | 36 |
| Other services | 30 |
| Health care and social assistance | 23 |
| Professional, scientific and technical services | 22 |
| Real estate and rental and leasing | 18 |
| Finance and insurance | 15 |
| Wholesale trade | 13 |
| Manufacturing | 12 |
| Administrative, support and waste services | 11 |
| Transportation and warehousing | 4 |
| Arts, entertainment and recreation | 4 |
| Educational services | 3 |
Communities near Gulfport covers Biloxi and other places nearby, and the Gulfport, MS page carries Harrison County, MS figures. Funding by trade lists county counts for the trades with their own pages.
Work Types a Partner Can Review Close to Long Beach, MS
A funding request can come from a Long Beach, MS business of almost any kind, with law firms, child day care providers, construction contractors and accounting firms among them. The partner that picks up the request looks at the full picture before deciding anything.
Bank and Tax Papers to Prepare for a Long Beach, MS Business
- Recent statements for the operating account covering the latest full months
- The company's most recent tax return, ideally with every schedule attached
- An up-to-date income statement plus the latest balance sheet figures
- A valid ID with a photo for every person who owns part of the business
- Your state business registration and the EIN letter issued by the IRS
- A list of the loans and leases already in place plus each lender and payment amount
Partners differ in the papers they want, so treat this list as a baseline.
What to Expect Next for a Business in Long Beach, MS
- Contact the office at (228) 261-9974 or send the short form; the purpose comes up when a partner reviews the request.
- The details then travel to partners so the selected partner can review the request.
- A partner reads through the request and decides on its own criteria.
- If a partner sends an offer, review the full cost, payments and terms, then decide for yourself.
Owners of Long Beach, MS businesses can work by phone or online from start to finish.
By Rowancroft Lending ยท Updated



